Financing

We are proud to offer financing through our partner, Hearth. Check below to see if your eligible.

 

Is a loan through Hearth right for me?

  • Predictable monthly payments with fixed rates

  • Fast funding for a “can’t wait” project

  • Financing without using home equity

  • Pre-qualifying doesn’t affect your credit score
     

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How does it work?

1. Complete the loan request. CLICK HERE

Just answer a few questions to see available rates without affecting your credit score.

2. Review available payment options
You’ll see available personalized monthly payment options for your project. You can choose which one best suits your needs.

3. Get funded

If approved, you will typically get the funds within 1-3 business days. You’ll be able to pay your contractor and start the project!
 

Financing FAQs:


What kind of loans are available through your partner, Hearth?

Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.

 

What does “getting pre-qualified” mean?

After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.

What rates should I expect?

Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect what to expect when you pre-qualify. Rates are likely to vary and depend on a  of factors such as: your FICO score, credit history, and any outstanding debt.

 

 

Ready to see your options without affecting your credit score? Click Here